Anyone who has a bank account should read this to inform your self on how to reclaim bank charges. The Office of Fair Trading made an announcement that some bank charges and credit card fees are sometimes unlawful and unfair. They charge more then just charges that they have to pay for administrative cost, which isn’t fair. Most of us have current accounts like checking and saving accounts. Even though we already have them we really need to compare our current accounts to those that are through other institutes to make sure we are getting the best deal and offers. Make sure that the bank you go through is not charing outrageous bank charges<\a>. Be sure to make sure they are not unlawful charges.